Terms & Conditions

Last Updated: 26 November 2025

Welcome to surajpanherkar.store (“we”, “our”, “us”).
By accessing our website or enrolling in any course, you agree to all the Terms & Conditions listed below.
Please read these carefully before using our website.

1. Acceptance of Terms

By using this website, purchasing any digital product, or enrolling in our courses, you automatically agree to abide by these Terms & Conditions.
If you do not agree, please refrain from using our services.

2. Eligibility

To enroll in our courses or use our services, you must:

  • Be at least 13 years old

  • Provide accurate and true information

  • Use the website for lawful purposes only

3. Course Enrollment & Access

  • Access to digital courses will be provided only after successful payment.

  • Course access cannot be shared, transferred, or resold.

  • Each purchase is for individual use only.

  • Sharing login details or course content may result in account suspension without refund.

  • Access duration (lifetime or limited) is mentioned in the course description.

4. Payment Terms

  • All payments must be completed before you receive course access.

  • We use secure third-party payment gateways and are not responsible for external transaction failures.

  • Once purchased, the course fee is non-transferable.

  • Refunds will follow our Refund & Cancellation Policy.

5. Intellectual Property Rights

All course materials—including videos, text, PDFs, templates, prompts, and downloads—are the exclusive property of Suraj Ram Panherkar and surajpanherkar.store.

You are strictly prohibited from:

  • Copying

  • Sharing

  • Recording

  • Distributing

  • Uploading

  • Selling

  • Renting

Any of the content without written permission.
Legal action may be taken for violations.

6. User Responsibilities

By enrolling, you agree to:

  • Use the course for personal learning only

  • Not misuse or distribute course materials

  • Not engage in hacking, sharing credentials, or disrupting classes

  • Maintain respectful behavior

  • Follow all instructions provided by the instructor

Violation of rules may lead to access termination without refund.

7. Limitation of Liability

We are not responsible for:

  • Technical issues on your device or internet

  • Loss of data due to user-side issues

  • Business or financial decisions made using course knowledge

  • Errors caused by misuse of the platform

Training is provided for educational purposes only.

8. Account Suspension or Termination

We reserve the right to suspend or terminate your account if:

  • You violate Terms & Conditions

  • You share course content illegally

  • Payment fraud is detected

  • You misuse the platform in any way

No refund will be issued in such cases.

9. External Links

Our website may contain links to third-party websites.
We do not control or take responsibility for their content, services, or privacy practices.

10. Modifications to Terms

We may update these Terms & Conditions at any time.
Any modifications will be posted on this page with a new updated date.
Continued use of the website means you accept the revised terms.